Terms of Service

01Acceptance of Terms

The Merchant Class (TMC) is the registered operator of this website and its educational services. Contact us at themerchantclass@gmail.com. These terms apply to use of the website and, when you enroll, the services you purchase. Review them before enrolling. Any specific written enrollment terms accepted by you form part of your agreement.

Nothing in this policy limits mandatory consumer protections, statutory warranties, privacy rights, copyright exceptions, or any other right or remedy that applicable law does not allow to be excluded.

02Eligibility and Account Registration

TMC welcomes participants worldwide and sets no additional minimum age. Participation remains subject to applicable laws, legal capacity, any legally required parent or guardian involvement, and the eligibility requirements of payment and service providers. We cannot waive these requirements.

Provide accurate account information and protect your credentials. For lost access, contact support from your registered email where possible. We may request proportionate proof of account ownership, such as a transaction reference, before restoring access. Never send passwords or full payment-card details. Self-service recovery will be available when supported by the account platform; no particular recovery method or completion time is guaranteed.

03Memberships and Access Rights

A membership grants a limited, personal, non-exclusive, non-transferable license to use the included services during the access period. It does not transfer ownership of TMC intellectual property. Do not share, sell, lend, or transfer your membership or credentials.

You may use designated downloadable templates and tools in your own business, including adapting them for internal use. Do not resell, sublicense, publish, or distribute the underlying resources as standalone products. A resource-specific license supplied with a resource governs that resource; statutory exceptions remain available.

04Core Membership and VIP Accelerator

Core provides the courses, community, group learning, roadmaps, templates, and tools described at enrollment through a monthly subscription.

VIP Accelerator costs $2,497 USD once and includes four private strategy calls, a personalized execution roadmap, business and implementation reviews, priority implementation support, guided accountability, and VIP learning resources over 120 days. Full Core access is included for 12 months. Individualized VIP services finish after day 120; Core access continues through the included 12 months.

Launch is projected for Q2 2027 (April–June), subject to change. This projection is not a confirmed enrollment start date. Your VIP start date is agreed in writing during onboarding; both the 120-day accelerator and included 12 months of Core run from that date. No delivery period starts merely because you apply.

Calls are arranged by mutual availability within the 120 days. Request rescheduling at least 24 hours before a call. A late cancellation or missed call may count toward the four calls, except where an emergency reasonably prevents attendance. Calls TMC cancels will be rearranged without using a call entitlement. TMC-caused delays will not reduce your entitlement.

Reviews address business priorities, offers, marketing, and implementation materials you submit. They provide educational feedback, not done-for-you services or professional legal, tax, or investment advice. Your roadmap and call arrangements are delivered electronically; email support is available at the support address. Priority support means prioritization of VIP implementation questions, not continuous availability or a guaranteed response time.

05Payments, Billing, and Renewals

Core renews monthly on the billing date shown at checkout or in your account until cancelled. The first 50 successfully paid eligible original Core subscriptions receive $49 USD per month while that subscription remains active. After the cohort closes, the advertised new-member price is $99 USD monthly. Cancelling and later rejoining loses the founding rate and does not reopen a place.

VIP is a one-time payment, not a recurring subscription. Continuing Core after its included 12 months is optional at the then-current rate and requires your explicit consent.

The checkout identifies the payment provider, total charge, currency, applicable taxes, and billing schedule before payment authorization. Website checkout redirects are restricted to Whop checkout URLs. Your payment institution may charge separate currency-conversion or transaction fees.

If a recurring payment fails, the provider may retry according to the billing notices and authorization shown to you. Access may be paused while payment remains unpaid. Contact support to resolve a failed payment; a temporary payment issue alone does not forfeit the founding rate while the original subscription remains active.

For permissible changes to standard recurring prices, we will give at least 30 days’ advance email notice before the affected renewal so you can cancel. The eligible active founding-rate commitment remains unchanged. No change applies retroactively to paid periods.

06Cancellation and Refunds

Cancel Core through the billing controls provided with your subscription or email themerchantclass@gmail.com from your account email before the next renewal. Cancellation takes effect at the end of the paid billing period, with access continuing until then unless a separate lawful suspension applies. An email cancellation is effective when received before renewal; processing delay does not justify another charge.

We do not ordinarily refund change-of-mind purchases, unused access, missed participation, or results that fall short of expectations. We review duplicate or incorrect charges, non-delivery, materially deficient services, and other justified circumstances. Mandatory legal remedies always apply. The Refund & Cancellation Policy in the footer provides the full procedure.

07Educational Services and No Guaranteed Results

TMC provides education and business-development support, not individualized financial, legal, tax, or investment advice. You remain responsible for your decisions, costs, and compliance obligations.

No revenue, profit, business launch, or other financial outcome is guaranteed. The $1,000 VIP revenue objective is a pilot target, not a guarantee or refund trigger. Nothing here removes an express remedy in a written agreement accepted at enrollment.

08Intellectual Property Ownership

TMC and its licensors retain rights in protected videos, courses, training, original expressions of strategies, methodologies and frameworks, community-exclusive resources, templates, documents, downloads, digital assets, branding, logos, website design, graphics, and written content. Members retain ownership of their own contributions.

Except as licensed or permitted by law, do not record, copy, redistribute, resell, sublicense, or commercially exploit protected content. Unauthorized scraping, automated extraction, dataset creation, and use of protected materials for AI model training are prohibited, subject to applicable law. These restrictions do not claim ownership of unprotectable ideas or override fair use, fair dealing, or other statutory exceptions.

By contributing content, you give TMC a non-exclusive license to host, display, and technically adapt it only as needed to operate the service and show it to its intended community audience. This is not a transfer of ownership or permission to use your contribution in advertising or AI training. The license ends when the contribution is deleted, subject to lawful retention, backups, and copies others were already authorized to receive.

Do not record calls or community sessions without prior permission. If TMC proposes recording, participants will receive notice of the purpose and intended audience before recording begins, and consent will be obtained where required. Promotional use requires separate permission.

09Prohibited Conduct

Do not bypass access controls, disrupt services, distribute malware, impersonate others, infringe rights, fabricate earnings claims, or use TMC for illegal activity. Do not automate access to restricted materials or evade membership limits. Good-faith conduct protected by law is not prohibited.

10Confidentiality and Community Conduct

Respect private member information and nonpublic business discussions. Do not disclose personal information, private messages, business records, or confidential materials without authorization or another lawful basis. Follow the Community Guidelines in the footer.

A community is not an absolutely confidential environment. Share only information you are authorized and comfortable to disclose. These rules do not restrict lawful reporting or protected disclosures.

11Third-Party Services

Payments, applications, hosting, or learning access may involve external services. TMC checkout currently supports Whop destinations; external applications are identified by their destination before you continue. Review the relevant provider’s terms and privacy notice before supplying information.

Independent providers control their own services. This does not remove TMC’s responsibility for its contractual commitments or duties imposed by law. We will identify additional providers at the point where their services are introduced rather than treat an unselected provider as already engaged.

12Suspension and Termination

We may remove prohibited content, restrict participation, or suspend or terminate access for material misuse, serious or repeated violations, unpaid charges, or security threats. We consider severity, context, and member safety. Where appropriate, we provide a reason and an opportunity to correct the issue; urgent safety or security risks may require immediate restrictions.

Request review by emailing themerchantclass@gmail.com with the account details and relevant context. We aim to acknowledge requests within five business days and provide a reasoned decision within 15 business days; complex matters may take longer, with an update. These are service targets, not limits on statutory deadlines.

Suspension does not itself create new charges or automatically forfeit prepaid fees. If TMC ends access for its own convenience, it will refund the undelivered portion. For member misconduct, treatment of prepaid services depends on services delivered, the circumstances, and applicable law; there is no automatic forfeiture of mandatory refund rights.

13Warranty Disclaimers

To the extent permitted by law, educational content is supplied without a warranty of business success, uninterrupted availability, or suitability for every purpose. Information may become outdated. Express delivery commitments and non-excludable statutory warranties remain effective.

14Limitation of Liability

To the extent permitted by applicable law, TMC is not responsible for speculative business profits, lost opportunities, or indirect losses arising from your independent business decisions. This does not exclude direct remedies for TMC’s failure to supply the services it agreed to provide.

No exclusion applies to fraud, willful misconduct, gross negligence, or other liability that cannot lawfully be excluded. These terms impose no contractual monetary cap on non-excludable liability or mandatory consumer remedies.

15Indemnification

To the extent permitted by law, you are responsible for reasonable, documented third-party claims and direct costs caused by your unlawful conduct or infringement of another person’s rights through your use of TMC. This does not cover TMC’s own fault or shift its non-excludable duties to you.

TMC must promptly notify you of a claim, provide reasonable cooperation, and allow you a reasonable opportunity to participate in its defense. No settlement imposing an admission, payment, or continuing obligation on you may be accepted without your consent, which must not be unreasonably withheld. Recovery is limited to amounts reasonably attributable to your conduct and legally recoverable.

16Governing Law and Dispute Resolution

First contact themerchantclass@gmail.com with the facts and requested resolution so we can try to resolve the issue. This informal process does not delay a statutory deadline or prevent urgent relief.

Applicable law is determined by the rules that govern the transaction, including mandatory consumer law where you live. These terms do not impose an exclusive governing-law choice or court location. A dispute may be brought before a court or regulator with lawful jurisdiction. There is no mandatory arbitration or class-action waiver.

17Changes to the Terms

The Last Updated date identifies the current version. Material changes affecting an existing membership will be notified by email at least 30 days before they take effect, unless a shorter period is required by law or an urgent security need. We will explain the change and any action needed.

Changes do not retroactively alter paid services, accrued rights, or the active founding-rate commitment. We will obtain consent where required; you may cancel future renewal before a change takes effect.

18Contact Information

Operator: The Merchant Class. For support, account recovery, billing, privacy, intellectual property, or legal inquiries, email themerchantclass@gmail.com. Include only the details necessary to resolve your request; never send passwords or complete card details.