Privacy Policy

01Who Is Responsible

The Merchant Class is responsible for the personal information it processes to operate its website and services. Send privacy questions or requests to themerchantclass@gmail.com. This notice describes current website behavior and the information needed when you use membership services.

02Information We Handle

We handle information you choose to provide, such as your name, email, application answers, business stage and goals, support messages, and community contributions. Membership administration may involve account identifiers, subscription status, purchase references, and transaction history. Payment details are entered with the checkout provider. Do not email complete card numbers or passwords.

The local VIP application preview does not submit or save your form answers. If you continue to a configured external application, that provider collects your submission under the notice shown there. Applying does not guarantee acceptance.

The website also handles permitted campaign and referral parameters, page paths, selected plans, and checkout request identifiers. Hosting and payment services may process technical connection information, such as IP addresses and device or browser information, to deliver and secure their services.

03Purposes and Legal Grounds

We use information to respond to inquiries, assess applications, provide the services you request, administer billing and access, support members, and protect the service from abuse. Processing necessary to fulfill an agreement or respond to a request relies on the relevant contractual basis where available.

Legal recordkeeping relies on applicable legal obligations. Service security and proportionate operational analysis may rely on legitimate interests where permitted and balanced against your rights. Optional marketing and any processing requiring consent use consent, which may be withdrawn. Sensitive information will not be processed without a separately applicable legal basis.

04Payments and External Services

The website supports checkout through Whop and a configurable external application service. The destination and its privacy terms should be reviewed before you submit information. Payment providers handle information required to process payments and may act independently for fraud prevention and legal obligations.

Information may be shared with providers only as needed for hosting, communication, applications, payment, membership access, or support. We do not identify unselected tools as current providers. You can ask support for information about providers involved in your account.

We do not sell personal information. Disclosures for legal obligations, protection of rights, or a business transfer are limited to a lawful basis and any required notices or safeguards.

05Browser Storage and Analytics

The website stores permitted campaign and referral values in browser session storage under tmc-attribution. They help associate an application or checkout with its source. Values may be passed to an external application in its link or included in a checkout request. Do not put private information in campaign or referral parameters.

The website dispatches local tmc:analytics browser events with page paths and attribution. No external analytics vendor is installed in the current implementation. Do Not Track suppresses these events but does not disable attribution storage. Session storage ordinarily lasts for the tab session, subject to browser restoration behavior; it can be cleared through browser settings.

External services may use their own cookies or storage under their notices. We will disclose material additions to tracking and obtain consent before using nonessential technologies where required.

06Communications and Marketing

We may send messages needed to answer your request or administer a service you chose. Optional promotional communications will use an appropriate lawful basis. Opt out through the unsubscribe method in a marketing message or email themerchantclass@gmail.com. Essential billing, account, and security messages may still be sent.

07Storage, Security, and Retention

We limit access to personal information according to operational need and use safeguards appropriate to the information and risks. No system can guarantee absolute security. Do not share confidential credentials through community channels.

Information is kept for as long as needed to provide the requested service, resolve inquiries or disputes, and meet applicable legal recordkeeping duties. Retention depends on the category of information and the relevant obligation; we do not keep personal information indefinitely merely because it was collected. When no longer needed, information is deleted or anonymized, subject to lawful backup retention.

08International Processing

Providers may process information outside your country. Where a cross-border transfer requires safeguards, we must use the protections required by applicable law. Contact support for information about locations and recipients relevant to your account. Access from another country does not waive your privacy rights.

09Your Rights and Deletion Requests

Depending on applicable law, you may request information, access, correction, objection, erasure or blocking, portability, or withdrawal of consent. Email themerchantclass@gmail.com with the request and enough information to locate your account. We may verify identity proportionately before disclosing or changing information.

You may request account deletion and deletion of associated data. Specify if you also want recurring billing cancelled; we will coordinate both requests when asked. Some records may need to remain for legal obligations or legitimate claims, with the reason explained where permitted. We respond within applicable statutory deadlines.

Where Philippine law applies, rights arise under the Data Privacy Act of 2012, its implementing rules, and relevant National Privacy Commission issuances. You may raise unresolved concerns with that Commission or another competent privacy authority. This notice does not claim universal compliance with every jurisdiction’s law.

10Younger Participants

TMC sets no additional minimum participation age. Legal requirements governing children’s information, contractual capacity, and parental involvement still apply. Do not provide information that requires authorization unless that authorization has been obtained. A participant or guardian may contact support about access, correction, or deletion.

11Policy Updates

We update the date above when this notice changes. Material changes to the way we process information will be communicated through the website or account email before taking effect where required. New purposes requiring consent will not be treated as automatically authorized by an earlier consent.